Contacting Your Creditors When You Can't Pay Your Bills Debt Bankruptcy Foreclosure NJ Bergen County

Contacting Your Creditors

Contact your creditors immediately if you're having trouble making ends meet. Tell them why it's difficult for you, and try to work out a modified payment plan that reduces your payments to a more manageable level. Don't wait until your accounts have been turned over to a debt collector. At that point, your creditors have given up on you.

Most people think that calling the creditors if far too embarrassing, and they would rather remain silent regarding their outstanding bills.

By remaining silent, your creditors will interpret it as you being defiant and unwilling to pay.

By remaining silent, they will quickly send your account to a collection agency, or a collection attorney, initiate lawsuits against you and put liens on your bank accounts and other property.

Staying silent is the worst thing you can do.

Pick up a phone, talk to your creditors and tell them that you are having trouble paying your bills. Try to work something out with them.

Send Us Your Contact Info
and We Will Call You!

For your convenience, you can simply provide us with your contact information and we will call you to schedule your initial FREE phone consultation.

Next Step

With so many alternatives to managing debt, it is important to discuss all of your options with an experienced and knowledgeable professional.

Call us at 201-478-7412, or fill out the form below, to schedule an initial FREE phone consultation.

Our first conversation will simply be to talk about your financial situation and identify the best solution to fit your circumstances.

Whether you qualify for bankruptcy, need to respond to a foreclosure or other lawsuit from a creditor, we will provide you with valuable information for you to make an informed and educated decision that is most appropriate for your situation.

Law Offices of David Giller, LLC

1 University Plaza - Suite #412
Hackensack, NJ 07601
201-478-7412

] Driving Directions

Disclaimers:

The Law Offices of David Giller, LLC is a debt relief agent and helps people file for relief under the U.S. Bankruptcy Code.

The information and materials on this website are provided for general informational purposes only and are not intended to be legal advice. We attempt to provide quality information, but the law changes frequently and varies from jurisdiction to jurisdiction. The information and materials provided are general in nature, and may not apply to a specific factual or legal circumstance. An attorney and client relationship should not be implied. Nothing on this website is intended to substitute for the advice of an attorney, therefore if you require legal advice please consult with a competent attorney licensed to practice in your jurisdiction.

The Law Offices of David Giller LLC is located in Hackensack, New Jersey. We represent clients in legal matters related to bankruptcy, foreclosure defense, debt settlement, Fair Debt Collection Practices Act violations, Fair Credit Reporting Act violations and other debt related matters. We represent clients from Allendale, Alpine, Bergenfield, Bogota, Carlstadt, Cliffside Park, Closter, Cresskill, Demarest, Dumont, East Rutherford, Edgewater, Elmwood Park, Emerson, Englewood, Englewood Cliffs, Fair Lawn, Fairview, Fort Lee, Franklin Lakes, Garfield, Glen Rock, Hackensack, Harrington Park,Hasbrouck Heights, Haworth, Hillsdale, Ho Ho Kus, Leonia, Little Ferry, Lodi, Lyndhurst, Mahwah, Maywood, Midland Park, Montvale, Moonachie, New Milford, North Arlington, Northvale, Norwood, Oakland, Old Tappan, Oradell, Palisades Park, Paramus, Park Ridge, Ramsey, Ridgefield, Ridgefield Park, Ridgewood, River Edge, River Vale, Rochelle Park, Rockleigh, Rutherford, Saddle Brook, Saddle River, South Hackensack, Teaneck, Tenafly, Teterboro, Upper Saddle River, Waldwick, Wallington, Washington Township, Westwood, Woodcliff Lake, Wood-Ridge and Wyckoff.